The issue summarizes current research on the need for, and impact of, financial literacy education in middle school.
Highlights of the research include:
- Today’s teens confront greater financial challenges than previous generations.
- High school students demonstrate low levels of financial literacy, a situation which creates challenges for them as they transition from their teen years to young adulthood.
- Research on the impact of middle and high school financial education programs has produced mixed results.
- Financial education programs that are integrated into the school day and emphasizes the ways in which financial literacy is important to students’ future lives are more effective than programs that do not.
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The Middle Grades Research Series is published to highlight the importance of the middle school space, that critical time when young people begin forming the attitudes, thought patterns, and work habits that they will carry through the rest of their lives.
Future issues in the series will cover college awareness/preparation, career awareness/preparation, and peer-to-peer learning.